Apply for retirement
After you turn 67, you can apply for your retirement pension from the Norwegian Public Service Pension Fund (Statens pensjonskasse in Norwegian, or SPK).
Norsk versjon - Søk om pensjon
Here's how you apply for retirement #
You will need to provide a letter to your employer indicating you intend to retire and wish receive benefits as soon as you are eligible. Your employer will then submit a retirement registration application to SPK. This must be completed at least three months before your retirement.
SPK registers retirement applications continuously. You can check the status of your application online at Mitt medlemskap/My membership (in Norwegian only).
Note that before you can receive your pension benefits from SPK, you must also apply for retirement benefits from the Norwegian National Insurance Scheme (in Norwegian). You must first do this before you can receive pension payments from the SPK.
What is contractual early retirement (AFP)? #
Contractual early retirement is a pension scheme available to state employees and teachers between the ages of 62 and 67 years old. The terms for an AFP vary based on your age, but the conditions are generally described here:
- AFP - pension before ordninary age limit (more specific information, only in Norwegian)
When you turn 67, you will begin to receive a regular retirement pension. Read more specific details (only in Norwegian) about transition from AFP to a regular retirement pension.
Here's how to apply for an AFP #
The Norwegian Public Service Pension Fund has a guided process (only in Norwegian) for applying for a contractual early retirement pension.
You can also elect to cut your work hours by opting for a partial AFP (only in Norwegian). See also
Pension payments #
Pension funds are deposited into your bank account on the 20th of each month. If the 20th falls on a Friday, the funds will be deposited a day earlier. You don't need to provide a tax card to NAV, the Norwegian Labour and Welfare Administration, because the tax office will take care of this for you.
Pension calculator #
If you were born between 1944 and 1953, you can calculate your pension using SPK's pension calculator (in Norwegian).
NTNU's senior courses #
NTNU offers courses on retirement for all employees (in Norwegian) with information about:
- Retirement policies
See also #
- Your retirement pension from the Norwegian Public Service Pension Fund
- Film that explains your pension rights for individuals born in 1963 or later
- The Norwegian Labour and Welfare Administration's simplified pension calculator (in Norwegian)
- NTNU's Pensioners' Association (in Norwegian)
- Q&A on contractual early retirement pensions (in Norwegian)
- Income on top of an AFP (in Norwegian)
- AFP and disability pensions (in Norwegian)
- Pensioners' Association at NTNU (in Norwegian)
Norwegian Public Service Pension Fund (in Norwegian)